Sterling Gap Solutions

Define the outcome. We’ll structure the capital.

Funding and lending pathways designed for decision-makers. Clear steps, clean documentation, and an advisor-led process that protects your time and your cash flow.

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Choose your route

Solutions built around what you need next.

We start by confirming three things: purpose, timeline, and documentation readiness. From there, we match you to the appropriate lending structure and keep the process tidy.

Commercial Capital

Structured funding for established businesses, designed around operational realities and expansion timelines.

  • Working capital and growth funding
  • Asset and equipment leasing
  • Flexible revolving lines of credit
Commercial Solutions View Terms

Real Estate & SBA

Institutional-grade structuring for major acquisitions, development, and government-backed strategic purchases.

  • CRE Acquisition and Bridge Loans
  • Construction and Development Financing
  • SBA 7(a) & 504 Preferred Lending
Real Estate Solutions View Terms

Personal & Consolidation

Clear, fixed-rate pathways for individuals looking to streamline obligations or fund major life moments.

  • High-interest debt consolidation
  • Major purchase financing
  • Transparent, zero-penalty structures
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Commercial Solutions

Funding, structured to fit the real world.

Whether you’re bridging a short-term gap or funding a major expansion, we focus on repayment realism, documentation clarity, and a controlled path from initial enquiry to final decision.

Common outcomes we structure

Working capital Bridge invoices, supplier cycles, payroll, and liquidity pressure.
Growth & expansion Inventory, hiring, equipment upgrades, and scale planning.
Equipment finance Capacity improvements backed by tangible assets and $1 buyout leases.
Revolving credit Flexible, on-demand capital that only accrues interest when drawn.
Funding discussion and document review

Clean documentation

Precise checklists mean less back-and-forth, fewer delays, and clearer underwriting decisions.

Term discipline

Terms aligned to your actual cash-flow realities so repayment stays structured, not stressful.

Advisor-led handling

One accountable loan officer who keeps the progress clear, swift, and strictly professional.

Real Estate & SBA

Deploy capital with absolute precision.

A premium real estate transaction requires transparency: clear LTV objectives, defined timelines, and risk structures understood before final decisions are made.

Real estate planning and site review

Our property framework

We avoid unnecessary complexities. We focus on a rigorous framework that stays consistent and executes flawlessly.

Acquisition Permanent financing for office, retail, industrial, and mixed-use spaces.
Development Ground-up construction loans with seamless interest-only draw schedules.
Refinance & Bridge Rapid capital deployment to stabilize assets or extract existing equity.
SBA Backed 7(a) & 504 programs offering extended amortizations and lower down payments.

Note: All commercial transactions require localized appraisals and title verification. We’ll outline exact checklists before you proceed.

How it works

A refined path, with clear checkpoints.

Simple stages. Clear next steps. Rapid decisions and one accountable loan officer.

01. Discovery

We confirm your capital goals, constraints, and timeline, then define the optimal structure.

02. Underwriting

We analyze financials, model trade-offs, and provide a clean checklist for rapid approval.

03. Execution

We support the legal closing and wire logistics so funding happens seamlessly on schedule.

Compliance note: Terms, eligibility, rates, and timelines vary by loan product and credit profile. Sterling Gap does not charge prepayment penalties on standard term facilities.
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Next step

Want a clean plan forward?

Share your capital goal and timeline. We’ll recommend the right route and outline the checklist clearly no pressure, just structure.

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