6760 N Oracle Rd, Tucson, AZ 85704
+1 520 955 8967 info@sterlinggap.com
Private Office
Direct Private Capital

Liquidity Without the Bureaucracy.

Sterling Gap is a private lending firm providing bespoke debt solutions for real estate investors, business owners, and individuals. No board approvals, no 60-day waits just capital.

Request Funding Our Portfolio
The Private Advantage

Why Borrow From a Private Firm?

Traditional banks are bound by rigid federal regulations and credit scoring models that often ignore the true value of an opportunity. As a private lender, Sterling Gap uses discretionary capital. We look at the asset, the exit strategy, and the person not just the paperwork.

Feature Traditional Banks Sterling Gap (Private)
Funding Speed 30 - 90 Days 3 - 7 Business Days
Credit Focus FICO Driven Asset & Equity Driven
Loan Structure Rigid / Pre-set Bespoke / Customized
Red Tape Extensive Committees Direct Principal Decision
Funding Programs

Capital for Every Scenario

Bridge Loans

Short-term liquidity to secure assets while permanent financing is arranged. Close in as little as 5 days.

Fix & Flip

Funding for non-owner occupied renovations. We fund up to 90% of LTC and 100% of rehab costs.

Working Capital

Private business lines of credit for inventory, payroll, or expansion without bank-level scrutiny.

Debt Consolidation

Replace high-interest short-term debt with a manageable private term loan based on your total equity.

Our Lending Philosophy

At Sterling Gap, we operate on the "Common Sense" principle. If a deal makes financial sense and has a clear exit strategy, we find a way to fund it. We are not just a source of money; we are a strategic partner in your financial growth.

$2.5B+
Capital Deployed
48hr
Approval Window
12+
Years Experience

Ready to Fund Your Vision?

Applications are reviewed within 4 business hours. No hard credit pull for initial quotes.

Start My Application